With Shift's car loan calculator, it’s easy. First, enter the approximate price range of the vehicle or vehicles you’re browsing, along with any planned down payment or vehicle trade-in. With those funds accounted for, you'll know the amount you need to finance.
Next, set the loan length and monthly payment amount, adjusting each until you find the terms that suit you. Using Shift's car loan calculator does not affect your credit score and helps you financially plan for your new-to-you vehicle.
Now with a better idea of what you can afford, you can shop Shift's wide selection of fully inspected pre-owned vehicles located across the country.
Our lenders consider many factors in addition to your credit score. The best way to find out your monthly payment is to find a vehicle you like on our easy-to-use website and apply for financing.
For an estimated monthly payment for a particular vehicle, our online car loan calculator is a great tool. Shift accepts customers of all credit profiles, including those with minimal or poor credit histories.
Your first loan payment is usually due one month after your purchase date. Your lender will contact you before the first payment's due date with information about account set-up, payment options, and more.
Auto loans typically range from 36 to 84 months, with some going even longer.
Your interest rate is based on a number of factors, including your credit score, monthly income, loan amount, and down payment amount.
Your monthly payments are determined by your total loan amount, the term length of the loan, and interest rate.