Needing a Cheap Truck? Here's a List of the Cheapest States to Buy One

Needing a Cheap Truck? Here's a List of the Cheapest States to Buy One

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What's the best state to buy a truck? When shopping for a truck, you may discover what seem to be great deals across the country. What car buyer wouldn't want to save hundreds or even thousands of dollars on such a big purchase?

But the problem is taxes and fees differ from state to state. So the low price you discovered searching online might not be any better than buying locally. Add in costs like sales tax, registration, and dealer documentation fees, and you may be spending a lot more than you initially thought.

Let's explore which states have the lowest prices for a truck and don't add on excessive taxes and fees.

The best state to buy a truck in terms of pricing

Florida is the winner in this category, with vehicle prices usually around 10 percent less than competing states. One reason for this is the state's demographics. 

Florida has a significant population of older people. Older people tend to drive less, and when they sell their cars, it creates a buyer's market. Florida's elderly population is also somewhat wealthy, and people with money usually sell cars every two to three years. If you decide to buy in Florida, you'll be able to choose from a wide selection. And due to the abundance of vehicles on the market, prices are lower.

If you're searching for a used truck like a Ford F-150, it pays to go with Shift. Shift's easy-to-use website has an assortment of trucks located across the country, all inspected by mechanics and ready to go. Shift also offers best-in-industry service contracts for year after year of reliable driving.

The best state to buy a truck in terms of sales tax

An excellent way to save thousands on your truck is buying one in a state with low sales tax. Due to sales tax being a percentage of the vehicle price, it can be a high additional cost. But in order to benefit from a low sales tax, you'll need to live in a state with one because that's where you'll owe it. 

Alaska, Delaware, Montana, New Hampshire, and Oregon have no state sales tax. 

So if you live in one of these states and are in the market for a truck, you won't have to worry about spending extra thousands of dollars before you drive away.

The states where you'll pay a premium in sales tax on a truck are Indiana, California, Nevada, Tennessee, and Rhode Island. Each of those states charges more than 7 percent sales tax which will substantially add to the cost of your truck. 

When you're looking for a used truck, Shift makes it easy regardless of the state. You can complete your purchase online, and Shift will deliver your truck directly to you. And if you'd like to take a test drive, in some markets, a Shift concierge will drive the truck to you at no charge so that you can get a feel for its performance and interior.

The best state to buy a truck in terms of additional fees

We've all been there. You're about to complete the purchase for a car or pickup truck, and unexpected fees get tacked on, making your big investment even pricier. So it pays to buy a vehicle in a state where fees are limited, and you end up paying what you expect.

A few states with the lowest additional fees are Alaska, New Hampshire, and Oregon. Oregon is well ahead of the others, charging an average of $127 in fees. New Hampshire and Oregon still lead most other states, with fees averaging $359 and $356, respectively.

When you look at the states that charge the highest additional fees, it's a sobering reminder to shop around for the best "out the door" price. The "out the door" price – that is, the total cost, including all taxes and fees – is the best indicator of who's giving you the best deal on a truck. 

Alabama, Arizona, and Colorado charge a considerable amount in fees on vehicle purchases, with each asking for more than 13 percent of the sales price. So while you may think you've found a truck at an incredible price in one of these states, don't forget to add these fees to any quote.

When you're looking for the best state to purchase a used truck, Shift takes the stress out of buying, saving you from hours of uncomfortable back and forth negotiating. Shift makes it easy regardless of where you are, with fair, no-haggle prices driven by powerful machine learning algorithms and tons of data.

2018 Ford F-150 (from $30,950)

2018 Ford F-150 (from $30,950)
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The best state to buy a truck in terms of insurance premiums

With all of the excitement in purchasing a truck, don't forget to consider your insurance premiums. This important aspect of your truck purchase can cost you thousands of dollars over the long term. States have meaningful differences in how much you'll owe, so it's a smart idea to find out ahead of time before signing the papers for your truck.

Factors like a state's population, the ratio of rural to urban roads, and the percentage of insured drivers can all play a part in car insurance rates from state to state.

Idaho, Ohio, and Maine top the list of states with reasonable auto insurance rates. The average cost of annual coverage in these states is $1,045, $1,034, and $965, respectively.

On the other side of the coin are Louisiana, Florida, and New York. With the national average for annual auto insurance at $1,674, these states clock in much higher, putting a dent in your wallet year after year. Louisiana is the most expensive, with an average price of $2,724. Next up is Florida, at $2,364. Third in line of the most expensive states to insure a vehicle in New York at an average of $2,321 per year.

When it comes to buying a used truck, Shift makes the entire process easy. Shift handles all documentation, even financing, so it's a one-stop-shop when you purchase a used truck. And with Shift's mechanics performing 150-point inspections on all vehicles, you know you're getting a truck that will last.

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The best state to buy a truck: summing it up

There are hidden costs to look out for aside from the sales price when you shop for a truck. Depending on the state, additional fees, insurance premiums, and sales tax all play a part in increasing the cost, no matter the initial quote.

Considering a truck's out the door price – with sales tax and extra fees included – can be a helpful tool when making a truck purchase, so you know just what you'll be spending when you sign the papers. 

Remember, you can buy any of Shift's trucks directly online from the comfort of your home, knowing it has no hidden issues because all Shift vehicles pass a 150-point inspection.

2018 Nissan Frontier (from $26,500)

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Author
Shift Editorial Team